Provide support on the management and monitoring of the corporate and retail portfolio from the loan
view including storing all authorized devices in the central bank system and
monitor their performance.
Key Responsibilities/Functions
Report Preparation:
I&M Bank internal report
• List of additional drawings on limits and current accounts without limit.
• List of Term Loan Accounts in arrears.
• List of potential Liabilities.
• List of Loans and Additional Payments.
• Changes in risk rating and health rating.
• List of all NPA accounts to facilitate Credit Risk review for provisioning purposes.
• Management of commitment fees.
• Drawdown monitor maintenance.
BCC and Shareholder Reports.
• Overview of the loan portfolio for quality.
• Summary of loan portfolio by sector, currency and asset classification.
• Summary of NPA accounts.
• Modified and rescheduled loan payments.
• Greater exposure than 10% of Core Capital.
• 20 largest NPA accounts.
• Report on credit risk indicators.
• Classification of high exposure assets
• Any other report as may be ordered.
BOT Report:
• Monthly uploading of credit information to the Credit Reference Data Bank and BOT
• High exposure
• Related partners
• Home loans
• Letters of guarantee and letters of credit
• Any other report as may be ordered by the BOT
System Maintenance:
Financial maintenance for customers who borrow.
• Issuance of Loan Term and Setting of Overdraft Limit including employee loans.
• New and improved Overdraft Limits.
• Marking of overdraft time limits.
• Interest rate maintenance.
• Loan installments and interest.
• Relational Marking.
• Account closure.
• Collection of commitment fees, advocates’ fees, insurance renewal payments, valuations
fees, certification costs, etc.
Skills, Knowledge and Abilities
• Knowledge of Microsoft Software
• Communication skills
• Report writing skills
• Knowledge of Microsoft applications
• Communication skills
Warranty maintenance:
• Coordinating the exercise to get our directors to sign the form on our rules
document
• Keeper of security documents in safe custody
• Entry of security documents into secure protection
• Entry and withdrawal of security documents from the power room
• To enter documents in the power room register
• Monitoring of insurance policies, valuation reports, land tax receipts
• Keeper of the company seal register
• Preparation of discharge memos
• Preparation of safe discharge documents
Risk Management:
• Update and maintain procedures and risk systems related to the identification of risks, risks
assessment, risk monitoring, risk mitigation strategies and risk reporting
• Ensure effective adoption and use of risk management tools
• Drive remediation of risk control exceptions identified during audits or risk audits
• Develop a culture of risk management
Other Functions:
• Preparation and issuance of bank guarantees.
• Preparation of memo for approval of Bank Guarantee.
• Registration of external debt with BOT.
• Manage the fund of credit loans and overdrafts against 100% cash payments.
• Issuance of offer letters for Loans and Overdrafts against 100% cash insurance.
• Preparation of loan payment memos and ensuring all conditions are met.
• Issuance of balance verification letters to external Auditors.
• Tracking of insurance expiry dates, valuations, land tax receipts and SBLC.
• Any other duties as directed by the supervisor.
Academic/Professional Qualifications
• Bachelor’s degree in Finance, Accounting, Business Administration or any other related field
the farm
Working Experience Required
• Minimum of 1 year of working experience at Officer level
